J.L. YeoP.S. JosephNgK.A. AlezabiH.C. EawK.Y. Phan2025-01-092025-01-092020-09-2710.1109/SCOReD50371.2020.9250969https://dspace-cris.utar.edu.my/handle/123456789/11239Time Scheduling and Finance Management: University Student Survival Kitproceedings-article