Aik Chuan TeoGarry Wei Han TanChing Mun CheahKeng Boon OoiKing Tak Yew2024-12-272024-12-27201210.1504/IJMC.2012.049757https://dspace-cris.utar.edu.my/handle/123456789/8591Can the demographic and subjective norms influence the adoption of mobile banking?journal-article