Li-Ya YanGarry Wei-Han Tan0000-0003-0649-9183Loh Xiu MingKeng-Boon Ooi0000-0003-4957-1050Jun-Jie Hew2024-10-222024-10-222021-01https://doi.org/10.1016/j.jretconser.2020.102300https://dspace-cris.utar.edu.my/handle/123456789/3979QR code and mobile payment: The disruptive forces in retailjournal-article