User Reluctancy toward E-Wallet. Insights of Gen-Z in India, China, and Malaysia

Ashley Yu Jin ChongLeon Yi Chong Ee0000-0001-5459-3487Gengeswari KrishnapillaiLing Meng Chan2024-12-272024-12-27202410.57239/PJLSS-2024-22.2.00228https://dspace-cris.utar.edu.my/handle/123456789/8735User Reluctancy toward E-Wallet. Insights of Gen-Z in India, China, and Malaysiajournal-article