Karrar Al-SaediMostafa Al-EmranT. RamayahEimad Abusham2025-01-092025-01-092020-0810.1016/j.techsoc.2020.101293https://dspace-cris.utar.edu.my/handle/123456789/11012Developing a general extended UTAUT model for M-payment adoptionjournal-article